Costs and Financial Aid
Net Price Calculator

KCTCS is pleased to provide this Net Price Calculator as a guide to estimate financial aid eligibility based on information you provide to assist you in planning for college.

Estimates are based on the information you provide and comparisons to the actual awards received by full-time, first-time students who attended during the 2013-2014 academic year. Remember that this estimate does not represent a final determination or actual award. All financial aid awards/ estimates are subject to change based on regulations, federal/state appropriations, any changes in your financial circumstances, and other factors.

Costs & Financial Aid

Afraid you can’t afford college? Well, you can. With the lowest tuition in Kentucky, financial aid options, and a helping hand to guide you through the application process, KCTCS has you covered.

To help you get started, we’ve broken the process into three easy steps:

Step 1: Fill out a FAFSA

The first step in applying for financial aid is completing the Free Application for Federal Student Aid, you’ll hear it called FAFSA. The FAFSA must be completed each year, and since most financial aid is awarded on a first come, first serve basis, we recommend filling out your paperwork as close to January 1 as possible.

Gather these documents, and use them to fill out the free application here.

Step 2: Apply for aid

Now you need to apply for your financial aid package. You’ll need to monitor your Student Aid Report (SAR) in your student self-service account online. This shows your eligibility to receive financial aid.

What kind of aid is available?

  • Grants: funds that you don’t have to repay
  • Work-study:  a program where you work (generally at the college) to earn money to help pay for educational expenses.
  • Loans: money that is lent to cover expenses, but MUST be repaid with interest. Keep in mind that you are responsible for repaying your student loans even if you don’t graduate.(For help with borrower responsibilities, click here.)

Step 3: Verify and accept your aid

You’ve been approved for financial aid, but you’re not done yet! The verification part of the process takes some time, so don’t delay, and submit your information quickly. If verification is not done, you could have to pay for tuition, fees, books and supplies from your own money until the verification process is complete. Go to your student self-service To Do List, to check your progress.

Confused? It’s okay! Our Student Services Help Desk is available to answer any questions you may have and walk you through the financial aid process, so feel free to contact us at (877) 528-2748.